Do credit bureaus have to follow Texas law or only federal law?
Both. Credit bureaus and creditors operating in Texas must follow [...]
How much money can I get if a credit bureau violates my rights?
It depends on the violation type and the harm caused. [...]
What is the Texas Deceptive Trade Practices Act and how does it apply to my credit?
The Texas DTPA is a strong consumer protection law that [...]
Can I get my own statement added to my Texas credit file?
Yes. Under federal law, you have the right to add [...]
Can I sue a credit bureau if they ignore me in Texas?
Yes. Under the federal Fair Credit Reporting Act, consumers can [...]
Is credit repair legal in Texas?
Yes. Credit repair is legal in Texas and across the [...]