Does a promise to pay restart the statute of limitations on old debt in Texas?
Yes, in many cases. Texas has a 4-year statute of [...]
What is the middle-score rule and how does it affect my Texas mortgage application?
Mortgage lenders pull your credit score from all three bureaus [...]
Should I settle or pay collections in full before applying for a mortgage?
It depends on the type of collection and how it [...]
Can student loan collections block a mortgage even with a good credit score?
Yes. If you have a defaulted federal student loan, you [...]
Will medical collections stop me from getting a Texas mortgage?
Usually not. Mortgage underwriters generally look past medical collections because [...]
Do I have to pay all my collections before I can buy a house in Texas?
No, you do not have to pay every collection before [...]