Do Texas first-time buyer programs help with the down payment?
Yes. Both TSAHC and TDHCA offer up to 5% down [...]
Can I buy a Texas home if I previously owned one?
Yes. Most Texas first-time buyer programs define "first-time buyer" as [...]
What is the lowest credit score for a Texas first-time buyer program?
Most Texas state programs (TSAHC, TDHCA) require a minimum 620 [...]
What if I have no credit history at all in Texas?
You still have options. Some lenders offer manual underwriting that [...]
Will my spouse’s credit score matter for my Texas mortgage?
If both spouses are on the loan, lenders use the [...]
Do I need perfect credit to buy a home in Texas?
No. Most Texas first-time buyer programs only require a 620 [...]